The Bank is engaged in a general commercial banking
business and offers commercial, construction, real estate mortgages, and
consumer loans including personal secured and unsecured loans, and lines
of credit. The Bank accepts savings, time, demand, NOW and money market
deposit accounts, and offers a variety of banking services including
safe deposit boxes, MasterCard accounts, overdraft lines of credit and
wire transfer services. The Bank has automatic teller machines at each
location to allow customers limited banking services on a 24 hour basis.